GAP Protection, endorsed by Buick and General Motors, offers terms of up to 8 years and is available for any finance amount on new or pre-owned vehicles at the time of purchase. There is no maximum dollar amount on covered losses that are waived and the plan includes a waiver for your primary insurance deductible up to $1,000*.

In the event of a total loss of the covered vehicle, Buick GAP Plus provides all the benefits of GAP and additionally provides you with a $1,000 credit at the selling dealer, to be applied exclusively toward the purchase of a replacement vehicle.

To initiate a GAP/GAP Plus claim, you should submit a written Waiver Benefit request or submit at least one of the required documents to the Administrator within 90 days of the insurance settlement date (or date of loss if there is no primary insurance). Customer can email documents or utilize the Administrator’s self-service GAP Portal found at sggap.com. The Waiver Benefit may be denied if the claim is not properly initiated within the time frame.

Coverage is cancellable for a full refund within 30 days. For cancellation after 30 days, a pro rata refund will be given, less any applicable cancellation fee, unless otherwise required by law. All refunds will be made to the financial institution/lender. Please see Agreement for complete cancellation rules.

GAP may be transferred within 30 days of the covered vehicle’s resale or lease assumption, subject to a $50 transfer fee. Please see Agreement for complete transfer rules.